The All-in-One Digital Ecosystem for Commerce
An AI-powered ecosystem connecting small businesses, suppliers, banks, and logistics.



Mobile First Experience
Optimized for easier management across the touchpoints.
AI in it’s core
Features are designed to be proactive, conversational, and deeply integrated into the daily workflow
End-to-End
We provide a purpose-built interface for every user in the value chain.

Every transaction
System supports all types of payment methods, rom traditional cash to cutting-edge crypto.
Kybermart Mobile App
A powerful, yet simple-to-use mobile application that puts complete control of the business in the owner's pocket.
POS Sales & Billing
Scanning barcodes, applying discounts, and accepting all payment types (cash, card, QR, store credit, digital wallet, crypto). Receipts via WhatsApp or email.
Send digital receipts and updates instantly
Keep every sale connected to the ecosystem
B2B Marketplace
A "store within a store" for restocking. Features AI-powered suggestions, demand forecasting, one-click reordering, and order tracking.
Restock instantly from verified suppliers
Live order tracking and smart bundled purchasing

Packages (Pickup Point)
Simple dashboard to scan and log incoming packages from logistics partners and manage customer pickups with digital signature capture.
Turn local stores into secure pickup hubs
Manage pickups with simple digital sign-off
Embedded Financing
Access instant micro-loans powered by real sales data, giving small businesses fair working capital with automatic daily repayments through the POS.
Unlock instant micro-loans
Repay automatically through daily transactions
More Than an App: An AI Companion
Kybermart’s AI learns from every sale across the network — predicting demand, optimizing inventory, and enabling voice and chat-based commerce. It’s what turns data into growth for every store, bank, and supplier.
Portals for ecosystem partners
Dedicated, secure interfaces for our financial and logistics partners to manage their operations within the Kybermart network.

Banking Web Portal
This platform centralizes Client Management with AI-generated risk scores, offers secure workflows for Credit Management (approvals and limits), and provides a Risk Dashboard for real-time portfolio monitoring.

Logistics Web Portal
The system provides robust Network Management tools for onboarding and tracking the performance of store pickup points. It's also Future-Ready, built to seamlessly integrate advanced AI modules for route optimization and fleet management as the network expands.
Benefits for involved parties

Small Businesses
Manage and grow your business with smart POS, AI-driven inventory, access to credit, and extra income from package deliveries — all in one simple platform.
Smart POS, invoicing and integrated payments
Manage stock with real-time AI reordering
Buy smarter through the B2B marketplace
Grow customers with CRM and loyalty tools

Financial Partners
Gain real-time visibility into sales to lend confidently, automate repayments, and expand financial products for a fast-growing, data-verified customer base.
Acquire credit-worthy businesses easily
Automates repayments through daily sales
Earn revenue from payments and loans
Lend smarter with real-time data

Suppliers & Brands
Connect directly with verified retailers through live sales insights, targeted promotions, and optimized logistics that drive faster, more efficient distribution.
Access thousands of verified small businesses
AI insights to track what’s selling in real time
Targeted promotions by region or store type
Cut costs with smarter, clustered deliveries

Logistics & E-commerce
Turn neighborhood stores into trusted pickup hubs to reduce delivery costs, improve reliability, and offer seamless Click & Collect experiences for customers.
Use local stores as pickup hubs
Cut delivery time and costs
Enable easy Click & Collect
Access better wholesale prices
Let’s Bring Every Store Online
Every small business deserves access to the tools of modern commerce. Kybermart makes that future possible — and it starts with your partnership.


